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I can sum up my experience with Josh and the City Wide Home Loan team in two words. Extreme Professionalism!!!

I was very pleased with the communication and services that the staff provided, Your team did exactly what you said and never under delivered on service, which is missing in a lot of today's business. I will definitely recommend your services to everyone I know that is needing home loan services and will also use you again if the occasion…

Justin Schiffman - West Jordan UT

My Mortgage experience with Josh and his team:

First of all, I would like to thank Josh and his team for following through all of the hoops required to get my loan refinanced in these trying times.

I received a complete list of all of the items needed in order to complete the refinance.

I responded with all items on the list very quickly and received quick answers to any questions that I had.

I was always just an e-mail or…

Carole Street - Salt Lake City, UT

Josh and his team did a great job.  It seemed surprisingly efficient for what is typically a very inefficient and frustrating process.  I’ll recommend anyone I come across in the market for a mortgage.

Rick VanAlfen - Highland, UT

I have just finished refinancing my home through Josh Mettle. I was referred to him through an old client of his. I am so glad that I followed through with the referral. Josh and his whole refinance team where great. The timing from contacting Josh and funding was so smooth and FAST. Josh and his team were there to answer any little question I had. And trust me I am full of them. Josh is very informative and sends you…

Matt Eckman & Cassie Yocom - Taylorsville, UT

I will definitely refer Josh to everyone I know, because I know we could never have gotten through the loan process without his help. Buying a home is incredibly stressful and difficult because of the responsibility the buyer is agreeing to take on, but Josh’s integrity helped us through the entire process from beginning to end.  Thank you Josh!  And thank you to all of those who worked so hard to help us qualify and receive a home loan—we are…

Kristen and Benjamin Smith - Salt Lake City, UT

Dr. Tricia and Derek Twelves

Dr. Tricia and Derek Twelves - Riverton, Utah

Our experience working with Josh and his team to get our first home loan was a great experience. It was easier than I had anticipated and there were no surprises. They let us know if anything came up or changes that had occurred to our loan. I felt like there kept me informed and updated on our loan throughout the entire process. It was a pleasure working with such a professional and friendly team. Thank you for all your help with purchasing our first home and we will definitely be…

Zach & Chelsea Geertsen - Riverton, UT

After two frustrating months of trying to get a pre-qualification letter from one of the nation’s largest banks, I was referred to Josh by a work colleague.  Josh was able to get all my paperwork over the weekend and by Tuesday I was able to get a prequal letter so I could make a timely offer on a short sale.  Josh and his team was very responsive during the underwriting process and very informative in helping me with my rate…

Chris Brockbank - Woodland Hills, UT

Josh was great, Things went well. I have and will refer to him.

Toni Hawkins - Salt Lake City, UT

Josh made the loan possible and I can't believe how easy he made the process! I will definitely recommend him and his team to anyone who's in the market. My Realtor Jon was awesome! He was patient and honest

Karen Tao - Sandy, UT

Josh,

Thank you so much for all that you have done for me, you have been the absolute best to work with. I am so thankful that you flowed into my life and blessed it with you absolute professional attitude, friendly persona, and the ease you made this whole process. After  completing all the paperwork with the title agent, I came away from my closing table MORE impressed than when I went in. Thank you, Thank YOU, THANK YOU. I…

Janette Openshaw - Midvale, UT

Josh, thank you so much for your help.  You have been efficient, straight forward, honest and kind.  It has been a pleasure to do business with you and we won't hesitate to refer you to the world!! 

Thank you again,

Diane

Diane Terry - Salt Lake City, UT

We were very pleased with the services offered by Josh Mettle and his mortgage team.  Josh and his team are knowledgeable in the field and were always able to answer all of our questions, often responding by email within minutes.  We loved how that he informed us of each detail of the process along the way.  His customers know exactly what to expect all along the way.  We were very impressed with the timely manner in which our loan was…

Joseph & Amy Lee - Highland UT

Josh,

I just wanted to take a moment and tell you how much I appreciate what you and your team have done for me. David Nelson was a stud! He is a Rockstar.  I really appreciate the hard work that everyone did on my behalf, and your patience with me. I definitely know where my friends and I are going for our future financing needs.

 Thanks again!

Cameron Janke

Cameron Janke - Salt Lake City, UT

My experience with Josh and company was AWESOME.

Merlin & Sherry Nicholes - Draper UT

Our experience with Josh has always been wonderful. He always keeps in touch with us by sending mailers each month. We have now been working with Josh Mettle for almost 6 years. He always answers his cell phone and is willing to help answer any questions that arise. He was very prompt in getting back with us on what was needed for this refinance. He sent out the appraisers within the same week of discussing our plans to refinance our…

Jay and Heidi Hortin - Salt Lake City, UT

I promise to refer any of my friends who are looking for a home to you guys!  You guys were seriously great and super quick so thank-you so so much!!!  :)

Dr. Daniel & Amber Patty - Draper, UT

Good day Josh , just wanted to thank you so much for all the work you put into helping us with our home.  You did an Excellent job. We are all super excited. You made our dream a Reality. 

Forever grateful,

Raul

Raul Escudero - Rialto, CA

The reasons we use Josh and his lending team abound. But the most straight forward answer is that we know he delivers. We tell him what we want to do, and he suggests the best route. No back and forth phone calls, no unexpected changes, no delays. I always tell people who are interested, ‘Call Josh, we tell him what we want, and it's done’.

I will always do anything I can to get him a new client.

Colby & Zoe Dyksman - Utah

In the refi on our home you were very helpful and very fast at getting things done. They where great the first time on the purchase our home, but they did an excellent job this time. I will refer your company to other people. 

Zane & Betty Bixby - Salt Lake City UT

WHAT?? I absolutely cant believe that! I am truly stunned right now Josh! I wish I could of answered your call but dang it,I am always driving my little kiddies around when I get the good calls!!  Wow,I cant even thank you enough Josh for your credit simulator program,it totally saved us. I need to do it with my credit next,it is amazing.

   We are so happy right now,I cant wait to get offering on houses! I have 4…

Mindy Asmus- Bowles - Salt Lake City

To whom it may concern,
 
We had a great experience with Josh Mettle and his team at Citywide.  Josh was extremly thorough as he prepared us for our loan.  He made sure we did all we needed to do with our finances in order to get our loan approved.  His advice was extremly helpful throughout the entire process and due to his expertise, we were able to get out loan and close on our house when needed. We also felt very valued as he kept in…

Dr. Casey and Haley Bachison - Eden, Utah

“Excellent, excellent, excellent!  Josh and each staff member that I had the pleasure of dealing with was professional, responsive and helpful.  I had a few recommendations of mortgage brokers/bankers to consider.  I thoroughly researched each option.  Josh was able to provide the best rate and had a high level of professionalism.  Phone calls and emails were returned promptly and questions answered right away.  I felt as though I was in good hands through the whole process…and I was!  The closing…

Kim Blocker - Sandy UT

We really enjoyed working with your team at CityWide.  We had a simple, easy going process in purchasing our home.  Your efforts and time were greatly appreciated and it was nice to be able to get a hold of someone immediately if not within just an hour or two.  We appreciate your willingness to work with our schedules to the best of your abilities and expediting the paperwork process so we could sign our closing papers a day early.  I know most companies we would be working…

Jen Christ and Eric Smith - Bountiful UT

Josh,

The Terrys loved you.  They said all future referrals of friends are you and me 100%.

Thanks man-  Good Job-

Jake Breen MBA
Managing Broker, Sotheby's International

David and Diane Terry - Salt Lake City, UT

Our experience with Josh Mettle could not have been better. The purchase date of our new home and the closing date on the sale of our old home created a very tight time line. Josh's experience and expertise made the transition flawless. He kept us informed during each step of the process and was more than willing to answer all of our questions. This included a thorough line by line explanation of all financial documents. Additionally, Josh was able to…

Rand Stover - Riverton, UT

I am very pleased to recommend the Josh Mettle Lending Team. In fact I already have promoted you to one of my friends. Expect more to come.

Alydia and I are delighted with the high level of service we received. I approached Josh at the recommendation of my friend Kent Whipple. We were in a difficult situation with excellent credit scores but two variables that made this a tricky transaction. Josh listened patiently then dug into…

Brad & Alydia Barton - Ogden, UT

Working with Josh was wonderful. He is very considerate and he worked very hard on getting the best interest rate. I have been to Josh twice and I will go again when and if the time comes. It has been a pleasure working with team. As far as referrals I will honestly work on that.

Thank you for a job well done.

Lisa & Ardith Stephensen - Salt Lake City, UT

Hi David, I just want to let you know that my experience with Josh and his entire team was excellent.  I was referred to Josh by my real estate agent and could not be more pleased with her recommendation.  From start to finish Citywide was very professional, easy to contact, very helpful with any and all questions and concerns.  I liked the way Josh made sure there were never any surprises!  I always felt confident in his answers and advice. …

Martin & Stacey Segura - Murray, UT

Josh,

Thank you!!! This link is great to have!!  You and your team have been great to work with, it made home buying a good experience.  We will defiantly recommend you and Jenn!!  You both are the BEST!!!

Thanks again,

Kam and Brittney

Kam and Brittney Sheffield - Riverton, Utah

I have to say that I could not be happier with my mortgage experience with Josh. He came highly recommended but I still shopped around for bids and Josh was not the lowest as far as origination fees but I chose him anyway because he said to me, 'I sell integrity and therefore I do not discount my points'. I liked that answer. From that point on everything was smooth sailing. Very little paperwork and very few documents were needed.…

Julie Martinez - Salt Lake City, UT

The level of service and knowledge provided by Josh Mettle, David Nelson and Jeanmarie Gonzales was very good. They were responsive to e-mails, phone calls and text messages.  Their responsiveness was very good. The closing documents and explanations were very good. In today market where extensive documentation is required, the team was patient and worked hard to get over stumbling blocks and delays out of their control. I would recommend CHL because they closed my loan within about a month…

Norm Manoukian - Santa Clara, CA

Thanks again for the great service you provided on our loan.  It's honestly some of the best customer service I've ever experienced!

Tony Rasmussen, Sr. VP of E-Services for Mountain America C/U - South Jordan, UT

I would say that my refinance experience with Josh was a positive one.  It seemed that there were some "bumps" in my situation and Josh worked through them and we got it done.  Thank you, both, for everything you did to get my home refinanced. 
 
I don't know of anyone who I can refer to you at this point for business.  But if I hear of anyone, I will give my referrals to you. 

Thank you again.

Jerrilee Criddle - Sandy, UT

First, my mortgage experience with Josh, you and CityWide was remarkable.  I could not have asked for a better "finance team" to work with.  Early on, Josh (or you) sent me a brief description of what the 4 week loan "process" was going to be like and it was right on.  You guys were proactive and delivered what you promised.  Thank you.

Secondly, Jake Breen and his team were also outstanding.  I loved the "pit bull" mentality they had of aggressively pursuing the…

David & Diane Terry - Sandy, UT