Report: Five Most Frequent Mistakes of the Newly Divorced

Sara Darling - Midvale, UT

Doing business with Josh has been a pleasure. He has always been there for any questions that come up, and is always quick to return my calls. I have always felt he gives honest advice, and really knows his business. We enjoy his news letters he sends out too. He made this refinance very easy on my part. I will gladly refer my friends and family to Josh, as I have done in the past.

Stella Wordelman - Salt Lake City, UT

I found the refinancing experience with Josh a pleasant low stress experience. He is very professional and up to speed on all of the current financing options. Once I gave him the requested material to complete my refinance plan, all I had to do is wait for the closing date. I feel that he really worked hard to get me the best deal out there for my situation. He truly lives by his motto of 'Say what you do. Do…

Jim Ercanbrack - Riverton, UT

   My experience with your company was great.  Every step along the way I like that I was able to ask questions and each person I worked with was more than happy to help me.  I felt that every step of the way there was a priority put on getting me into a home.  I was also well informed every step of the process, and if there were issues with a few things I was also notified of this.  Some people may not appreciate being informed of hiccups that take…

Leola Brown - Taylorsville, UT

I/We would be happy to comment on our experience with Josh Mettle. Josh was great! He never avoided any of our calls or put us off. Whenever we had any questions or concerns he did address them. We had to trust in Josh that he truly was getting the loan that would best benefit us since he has all the experience in this field. We feel he did that. At closing everything was as Josh had told us. No surprises.…

Tery Davis - Utah

First, my mortgage experience with Josh, you and CityWide was remarkable.  I could not have asked for a better "finance team" to work with.  Early on, Josh (or you) sent me a brief description of what the 4 week loan "process" was going to be like and it was right on.  You guys were proactive and delivered what you promised.  Thank you.

Secondly, Jake Breen and his team were also outstanding.  I loved the "pit bull" mentality they had of aggressively pursuing the…

David & Diane Terry - Sandy, UT

Our mortgage experience with Josh and his team was very easy and efficient. We were updated weekly with the progress of our loan and all of our paperwork was processed in a timely manner. We didn't have to worry about if stuff was getting done or not because Josh and his team made everything so easy and run smooth. If we have people that are planning to buy a house we will refer them to Josh because his attention to…

Geoff & Danelle Cox - Riverton UT

Thanks for all your work!  You and your team were professional, punctual and kept me in the loop in every step of the loan process.  I knew exactly what to expect from start to finish and was also impressed that you were there for my closing!

Kudos to you and your team!!

Sincerely,

Kevin Hughes

Kevin Hughes - South Jordan, UT

Josh,

The Terrys loved you.  They said all future referrals of friends are you and me 100%.

Thanks man-  Good Job-

Jake Breen MBA
Managing Broker, Sotheby's International

David and Diane Terry - Salt Lake City, UT

Josh made the loan possible and I can't believe how easy he made the process! I will definitely recommend him and his team to anyone who's in the market. My Realtor Jon was awesome! He was patient and honest

Karen Tao - Sandy, UT

The whole experience of working with Josh and his team was amazing.  You guys were all very helpful and willing to what it took to help me get into my first home.  You made the buying experience very easy and Hassle Free.  You definitely knew what to do and the best way to get it done.   I would gladly recommend you to family, friends, and whoever else I know that would be needing a lender.

Brad Hutchings - Springville, UT

Thank you so much for all you have done to get us into our dream home.  Both you and David did an excellent job of keeping us informed and comfortable with all of the financial information.  We truly appreciate all of your hard work.

Matt & Michele Brinkerhoff

Lot 221 Valle di Villa – Ivory Homes

Matt & Michele Brinkerhoff - Draper, UT

“Excellent, excellent, excellent!  Josh and each staff member that I had the pleasure of dealing with was professional, responsive and helpful.  I had a few recommendations of mortgage brokers/bankers to consider.  I thoroughly researched each option.  Josh was able to provide the best rate and had a high level of professionalism.  Phone calls and emails were returned promptly and questions answered right away.  I felt as though I was in good hands through the whole process…and I was!  The closing…

Kim Blocker - Sandy UT

The reasons we use Josh and his lending team abound. But the most straight forward answer is that we know he delivers. We tell him what we want to do, and he suggests the best route. No back and forth phone calls, no unexpected changes, no delays. I always tell people who are interested, ‘Call Josh, we tell him what we want, and it's done’.

I will always do anything I can to get him a new client.

Colby & Zoe Dyksman - Utah

I really wish you could see the happiness in the face of my family. How grateful we are to Josh for all the time and dedication you put into the loan and for making my family dream a reality. Thank you again my dear friends.

Rocio Moderno - South Jordan, UT

Thanks for all of your help through the process. You are a true professional and excellent at what you do.

Thanks also for slightly over-estimating our closing costs; you previously told us $5,606. We'll be happy to bring in less than have to find more money.

Thanks again

Dan & Lisa

Dan and Lisa Houtz - Sandy, Utah

I can sum up my experience with Josh and the City Wide Home Loan team in two words. Extreme Professionalism!!!

I was very pleased with the communication and services that the staff provided, Your team did exactly what you said and never under delivered on service, which is missing in a lot of today's business. I will definitely recommend your services to everyone I know that is needing home loan services and will also use you again if the occasion…

Justin Schiffman - West Jordan UT

My experience with Josh has always been a positive experience when dealing with refinancing. He has always made it as stress free as a refinance can be. He will always be the first one to be referred to my family & friends; I have the up most trust in Josh on his knowledge & advice. I wouldn't work with anyone else other than Josh.

Also thank you all so much for the smooth transition on my…

Shelly & Marc Anderson - Sandy, UT

Our experience with Josh and his team was very pleasant and surprisingly much less stressful than I expected. Josh was very professional and pleasant anytime we talked with him. Although he used the rest of his team to assist him he was always personally available for our needs and responded quickly if we could not get a hold of him the first time. I truly was surprised how smoothly things went especially since this was our first home purchase. Everyone…

Andrea McCloy - Draper, UT

I am very pleased to recommend the Josh Mettle Lending Team. In fact I already have promoted you to one of my friends. Expect more to come.

Alydia and I are delighted with the high level of service we received. I approached Josh at the recommendation of my friend Kent Whipple. We were in a difficult situation with excellent credit scores but two variables that made this a tricky transaction. Josh listened patiently then dug into…

Brad & Alydia Barton - Ogden, UT

My experience with Josh was a positive one. He was knowledgeable and his staff was responsive.

Joe Covey - Sandy, UT

My experience with Josh and having used him before was quite enjoyable. We had no glitches in the processing and my wife and I are very pleased with his honesty and ability to work the loan rate out. He also keeps us informed with his monthly newsletter. The newsletter keeps us up to speed on the changes going on in the market as well as things we might need to think about relative to taxes.

As far as referrals, I…

Ed & Kathi Buksas - South Jordan, UT

Brad Winchester - Salt Lake City, UT

Working with Josh and his team was overall a good experience.  Josh and his team were able to do something that everyone else had told us was impossible!  With such a short time frame to get things done in, and with our not so cookie cutter loan situation We were very happy to be told that things were going to work out, as we were able to purchase our home, and move in before the holidays.

Lacey & Seth Paxman - Lehi UT

Josh and his team did a great job.  It seemed surprisingly efficient for what is typically a very inefficient and frustrating process.  I’ll recommend anyone I come across in the market for a mortgage.

Rick VanAlfen - Highland, UT