November 25th, 2013
Last month, the Mortgage Bankers Association (MBA), the National Association of Realtors, Fannie Mae and Freddie Mac all projected that mortgage interest rates will increase by about one full percentage over the next twelve months. Many experts are predicting that home prices will increase over the next year as well.
What Does This Mean For YOU?
Here is the impact a 1% interest rate increase would have on the mortgage payment of a home selling for approximately $250,000 even if home prices DON’T increase:
Thanks to KCM blog for this post.
November 20th, 2013
1. an even distribution of weight enabling someone or something to remain upright and steady.
2. a condition in which different elements are equal or in the correct proportions.
3. an apparatus for weighing, esp. one with a central pivot, beam, and a pair of scales.
4. a counteracting weight or force.
1. keep or put (something) in a steady position so that it does not fall
2. offset or compare the value of (one thing) with another.
Balance, balance, balance, with every step, kick, punch or movement… WATCH YOUR BALANCE! I heard that about a hundred times yesterday from Mr. Kin (pictured far left). Mr. Kin is my new Muay Thai instructor and he was trying to get this giraffe to dance like a ballerina.
I’ve spent a lot of time thinking about his words. Although I’m not yet a ballerina and my balance has much room to improve, it was the words “with every movement watch your balance” that stuck with me. Mr. Kin was not trying to tell me esoterically to try to be more balanced, he was saying, literally watch your balance, with every movement of my body, pay constant attention to it and be aware. If you are out of balance for a split second you give your opponent the opportunity to attack (think shin kick to the head at over 100 miles an hour).
Keep reading Watch Your Balance
November 4th, 2013
By the time you read this post, we will have begun our great family adventure! After 12 incredible years helping many awesome clients, family and friends finance their new home, our family decided we needed a little break and time to focus on each other. We’re off to explore Japan, Thailand and Cambodia, with the goal of strengthening our family bond and creating memories that last a lifetime. Something inside me is pushing me to go deeper, spend more time and show my family they are the center of my universe.
This feeling has been growing over the last couple of years since the mortgage meltdown. 2008 was a tough year for many of us, especially for professionals in the mortgage and real estate industry who found themselves ill-equipped to deal with the great recession. Having personally come from a college sports background, I knew what getting my butt handed to me felt like. I also knew that hard work was likely the only solution. I quickly found myself searching for coaching and help to adjust to the new economy and to stay above water.
Fortunately I found Building Champions, an executive and business coaching company with a strong background in serving real estate and mortgage professionals. It ended up being one of the best decisions in my life and my coach Bill Hart and I have been together ever since.
Keep reading Life Plan- Living life on purpose!
October 31st, 2013
Thanks again to everyone who came out and enjoyed the crisp fall weather, the yummy refreshments and some fun with Utah Physician Home Loans, UMAFS (Utah Medical Association Financial Services) and Citywide! The winner of the iPad in the costume contest is at 1:26 in the video, the scary scarecrow. We had a blast!